:root{--navy:#0c2b3f;--green:#0b9b70;--ink:#173747;--muted:#687b86;--pale:#f3f8f7;--line:#dce7e4;--white:#fff;--soft:#eaf5f1}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.68;background:#fff}a{color:var(--green)}
.wrap{width:min(1120px,92%);margin:auto}.sitehead{border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);position:sticky;top:0;z-index:20}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{text-decoration:none;color:var(--navy);font-weight:950;letter-spacing:-.025em}.brand b{color:var(--green)}.navlinks{display:flex;gap:22px;align-items:center}.navlinks a{text-decoration:none;color:var(--ink);font-size:14px;font-weight:750}
.btn{display:inline-block;background:var(--green);color:#fff!important;text-decoration:none;border-radius:9px;padding:12px 18px;font-weight:850}.hero{background:linear-gradient(180deg,#f7fbfa,#eef6f3);border-bottom:1px solid var(--line);padding:76px 0 64px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--green);font-size:12px;font-weight:900}h1,h2,h3{color:var(--navy);letter-spacing:-.035em;line-height:1.12}h1{font-size:clamp(42px,6vw,68px);max-width:900px;margin:12px 0 20px}h2{font-size:clamp(29px,4vw,42px);margin:52px 0 14px}h3{font-size:21px;margin:26px 0 8px}.lead{font-size:21px;max-width:820px;color:#526b76}
.content{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:70px;padding:58px 0 80px}.article p{margin:0 0 18px}.callout{background:var(--soft);border-left:4px solid var(--green);padding:22px 24px;border-radius:0 12px 12px 0;margin:28px 0}
.sidebar{align-self:start;position:sticky;top:100px;border:1px solid var(--line);border-radius:14px;padding:20px;background:#fbfdfc}.sidebar b{color:var(--navy)}.sidebar a{display:block;text-decoration:none;padding:7px 0;font-size:14px}
.faq{border-top:1px solid var(--line);margin-top:54px;padding-top:8px}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:850;color:var(--navy)}.next{margin-top:52px;padding:28px;border:1px solid var(--line);border-radius:16px;background:#fbfdfc}
.disclosure{background:#f7f9f9;border-top:1px solid var(--line);padding:28px 0;color:#6b7b83;font-size:12.5px}.footer{background:var(--navy);color:#c9d7dc;padding:30px 0}.footer a{color:#fff}.footgrid{display:flex;justify-content:space-between;gap:30px;align-items:center}
@media(max-width:850px){.content{grid-template-columns:1fr}.sidebar{position:static}.navlinks a:not(.btn){display:none}.hero{padding:52px 0}.footgrid{display:block}.footgrid div+div{margin-top:12px}}